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Credit Union Archived Bulletins

Current National MI Bulletins Arrow Icon Right

  • Announcement: UW 2021-05CU – National MI has temporarily increased the conforming loan amounts for AUS loans
    Posting Date: 10/07/2021 Effective Date: 10/05/2021 (unless otherwise noted)
  • Announcement: UW 2021-04CU – National MI maintains a minimum 620 representative credit score eligibility requirement and supports Fannie Mae’s rent payment history addition to the DU® risk assessment.
    Posting Date: 09/01/2021 Effective Date: 09/18/2021 (unless otherwise noted)
  • Announcement: UW 2021-03CU – National MI supports Fannie Mae’s RefiNow™ and Freddie Mac’s Refi Possible℠ programs
    Posting Date: 05/27/2021 Effective Date: 05/05/2021 (unless otherwise noted)
  • Announcement: UW 2021-02CU – Update to the TrueGuide® with changes and clarifications
    Posting Date: 05/25/2021 Effective Date: 06/01/2021 (unless otherwise noted)
  • Announcement: UW 2021-01CU – Temporary COVID-19 changes for AUS and Non-AUS Loans without any overlays
    Posting Date: 03/22/2021 Effective Date: 03/08/2021 (unless otherwise noted)

  • Announcement: UW 2020-09CU – Non-AUS/Manually Underwritten Loans
    Posting Date: 12/30/2020 Effective Date: 01/01/2021 (unless otherwise noted)
  • Announcement: UW 2020-08CU –  2021 FHFA Conforming Loan Limits Increase Loans
    Posting Date: 12/03/2020 Effective Date: 11/24/2020 (unless otherwise noted)
  • Announcement: SVC & RR 2020-07CU – Rescission Relief Guide and Servicing Guide Updates
    Posting Date: 08/10/2020 Effective Date: 08/17/2020 (unless otherwise noted)
  • Announcement: UW 2020-06CU –  AUS Loans; AUS and Non-AUS Loans; Non-AUS/Manually Underwritten Loans
    Posting Date: 07/06/2020 Effective Date: 07/10/2020 (unless otherwise noted)
  • Announcement: UW & SVC 2020-05CU – National MI’s alignment with announcements issued by Fannie Mae and Freddie Mac in the month of May 2020 and on June 3, 2020
    Posting Date: 06/04/2020 Effective Date: 03/18/2020 (unless otherwise noted)
  • Announcement: UW & SVC 2020-04CU –  National MI supports the COVID-19 temporary servicing, underwriting and valuation flexibilities, guideline changes and clarifications announced by Fannie Mae and Freddie Mac
    Posting Date: 04/23/2020 Effective Date: 03/18/2020 (unless otherwise noted)
  • Announcement: UW & SVC 2020-03CU –  National MI Aligns with GSE Response to COVID-19
    Posting Date: 04/02/2020 Effective Date: 04/14/2020
  • Announcement: UW & SVC 2020-02CU – National MI Aligns with GSE Response to COVID-19
    Posting Date: 03/26/2020 Effective Date: 03/23/2020
  • Announcement: Announcement: UW, SVC & RR 2020-01CU – New Master Policy, New Rescission Relief, True Guide Additions and MI Servicing Guide
    Posting Date: 02/28/2020 Effective Date: 03/01/2020
  • Announcement: UW 2019-03CU – Non-AUS/Manually Underwritten Loans
    Posting Date: 12/30/2019 Effective Date: 01/01/2020

  • Announcement: UW 2019-02CU – 2020 FHFA Conforming Loan Limits Increase Loans
    Posting Date: 12/04/2019 Effective Date: 11/26/2019
  • Announcement: UW 2019-01CU – AUS and Non-AUS Loans; Non-AUS/Manually Underwritten Loans
    Posting Date: 08/05/2019 Effective Date: 08/09/2019
  • Announcement: UW 2018-05CU – AUS and Non-AUS Loans; Non-AUS/Manually Underwritten Loans
    Posting Date: 12/21/2018 Effective Date: 01/01/2019

  • Announcement: UW 2018-04CU – 2019 FHFA Conforming Loan Limits Increase
    Posting Date: 12/05/2018 Effective Date: 11/27/2018
  • Announcement: UW and SVC 2018-03CU  – AUS and Non-AUS Loans; Refinance Certificate Change Program
    Posting Date: 10/02/2018 Effective Date: 11/01/2018
  • Announcement: RT/UW 2018-02CU – AUS Eligible Loans / Medical Professionals Program | Credit Union Monthly and Credit Union Borrower Paid Single Premium Rate Changes
    Posting Date: 06/22/2018 Effective Date: 07/06/2018
  • Announcement: RT/UW 2018-01CU – AUS Eligible Loans / Medical Professionals Program | Credit Union Monthly and Credit Union Borrower Paid Single Premium Rate Changes
    Posting Date: 01/23/2018 Effective Date: 03/24/2018

  • Announcement: UW 2017-06CU – Higher Conforming High Balance / Super Conforming Loan Amount Limits
    Posting Date: 12/08/2017 Effective Date: 12/21/2017
  • Announcement: UW 2017-05CU – Guideline Expansions
    Posting Date: 10/27/2017 Effective Date: 11/06/2017
  • Announcement: UW and SVC 2017-04CU – National MI’s Policy on Declared Disasters
    Posting Date: 09/06/2017 Effective Date: 08/25/2017
  • Announcement: RT 2017-03CU – Credit Union Monthly Rate Change
    Posting Date: 05/26/2017 Effective Date: 06/26/2017
  • Announcement: UW 2017-02CU  – Jumbo Loan Amounts; Medical Professionals Program; AUS Approval Loans; Non-AUS or Manually Underwritten Loans; Guideline Clarifications
    Posting Date: 05/01/2017 Effective Date: 05/15/2017
  • Announcement: RT 2017-01CU – Credit Union Lender-Paid Single Premium Rate Change
    Posting Date: 02/06/2017 Effective Date: 03/06/2017

  • Announcement: UW 2016-07CU – Conforming and High Balance Loan Limit Changes; acceptance of Fannie Mae Collateral Underwriter Risk Score of 2.5 or better; Fannie Mae Property Inspection Waiver
    Posting Date: 12/09/2016 Effective Date: 12/10/2016
  • Announcement: UW 2016-06CU – Fannie Mae’s Desktop Underwriter (DU) Validation Service and Property Inspection Waiver. New Medical Professionals Program. Guideline Changes.
    Posting Date: 11/07/2016 Effective Date: 11/07/2016
  • Announcement: UW 2016-05CU – Fannie Mae DU Version 10.0 announcement
    Posting Date: 09/06/2016 Effective Date: 09/24/2016
  • Announcement: UW 2016-04CU – Expansion of Guidelines in Conforming Affordable Lending to add high balance eligibility and loan amounts to the affordable matrix, additional Changes and Guideline Clarifications; Fannie Mae HomeReady Changes
    Posting Date: 08/08/2016 Effective Date: 08/22/2016
  • Announcement: RT 2016-03CU – Credit Union Rate Changes now available in Alaska, Hawaii and Ohio
    Posting Date: 06/06/2016 Effective Date: 06/27/2016
  • Announcement: RT 2016-02CU – Credit Union Monthly and Credit Union Single Premium Rate Changes
    Posting Date: 04/29/2016 Effective Date: 05/23/2016
  • Announcement: IL 2016-01CU – Cancellation, Non-Renewal and Premium Payments on Properties affected by Flooding
    Posting Date: 01/07/2016 Effective Date: 01/07/2016

  • Announcement: UW 2015-02CU  – Additional underwriting guidelines expansion (including manufactured homes)
    Posting Date: 03/16/2015 Effective Date: 03/23/2015
  • Announcement: RT 2015-01CU – Credit Union Monthly and Single Premium Rates Adjusted.
    Posting Date: 02/02/2015 Effective Date: 02/09/2015
  • Announcement: SVC 2014-12  – Florida Hurricane Assessment Termination
    Posting Date: 11/21/2014 Effective Date: 01/01/2015

  • Announcement: UW 2014-13  – Alignment with the GSEs’ Expanded 97% LTV Lending.
    Posting Date: 12/15/2014 Effective Date: 12/15/2014
  • Announcement: RT 2014-08  – State-specific rate changes.
    Posting Date: 05/28/2014 Effective Date: 06/02/2014
  • Announcement: UW 2014-07  – Expanded AUS Eligible Affordable guidelines and introduced non-AUS Affordable guidelines.
    Posting Date: 04/28/2014 Effective Date: 05/05/2014
  • Announcement: UW/RT 2014-04 – Eliminate Borrower’s Contribution, Non-AUS Jumbo, Corporate Relocation Charges
    Posting Date: 03/10/2014 Effective Date: 03/17/2014
  • Announcement: RT 2014-05 – Washington State Rates Available (CU)
    Posting Date: 02/11/2014 Effective Date: 03/17/2014